We’ve streamlined the loan process to save you money
There is nothing more frustrating than being taken advantage of by a salesperson. They prioritize their commission, not your needs. Nextafi saves you money with lower rates without the gimmicks or unnecessary fees.
Get today’s rates
nextafi
3.653%0.097%
Quicken Loans
3.990%0.337%
Wells Fargo
3.750%0.097%
nextafi
3.754%0.099%Quicken Loans
4.252%0.498%Wells Fargo
3.853%0.099%
- We verify your ability to buy so you stand out from the competition.
- We will guide you every step of the way.
- We are available when you need us, call, text or email at your convenience.
Buy your next home with confidence
While other lenders give you a pre-approval based only on your credit score, we verify your ability to purchase. Our verified pre-approval stands out because sellers know you are well qualified. In today's competitive market, get the edge you need to buy your next home!
Apply now
We make buying your next home simple
Complete your application
Click on apply now and in minutes, complete your secure application online. It’s easy to upload the items we need to get started right away.
Get pre-qualified
We will review and verify your income, credit and assets. We will run automated underwriting and issue a pre-approval letter. This shows real estate agents and Realtors you are serious and well-qualified buyers.
Shop with confidence
You now know how much house you can afford. With your pre-approval in hand, shop for your next home. Your real estate agent will guide during this process. Of course, we are here for you if you need anything.
Make an offer
Working with your agent, find your ideal home and make an offer with confidence. With your pre-approval, sellers will know that you are well qualified and take your offer seriously.
Close on your new home
Once your offer is accepted, we will get started. We will compare multiple lenders to find you a competitive rate. Our goal is to be ready to close early taking the stress out of closing. We can’t wait to congratulate you on your new home!
What our customers say
Deborah C
"I cannot say enough good things about Candor mortgage(nextafi)! From the very first call until closing Danny was excellent! He was efficient, professional, thorough and kind. The speed and ease of the process was unbelievable. I am truly impressed with all aspects not to mention I got a fantastic rate! I can’t recommend Candor mortgage (nextafi) enough."
Read moreJared D
"My experience with Candor Mortgage (nextafi) was great! I have bought and sold homes in the past and had some very stressful moments...was able to evaluate my financial options and provide me with the best scenario for me and my family. Very professional and friendly."
Read moreJesse C
"Choosing the right Mortgage Company was a critical decision for my wife and me. Also bear in mind that our individual credit scores are in the very high 800s’ and accordingly we could afford the luxury of being picky. We had interviewed six different companies, including our bank, and after weighing all of the criteria we gauged as highly important, we chose Candor Mortgage (nextafi). Our Broker, Danny Macovei, made us feel instantly comfortable. He answered all of our questions to our satisfaction. The rates were very competitive as were the closing costs. The service during the whole process was great. We highly recommend Candor (nextafi)."
Read moreNate T
"I've worked with countless lenders over the years and I've never had anyone who does their job as consistently well or as Danny and his team. I love working with Danny because I'm confident there won't be any trouble on his end during escrow and I know he'll do a great job for my clients."
Read moreMargaret S
"Candor Mortgage was so easy to work with on my home purchase! He explained what he needed and why, worked quickly, and made helpful suggestions to get me a lower interest rate. His calculations were accurate and he definitely knows mortgage loans inside and out. I will certainly turn to him again in the future."
Read more